Financial Planning is a collaborative process that helps maximize a Client’s potential for meeting life goals...
Doyle A Ranstrom CFP®
An "Ex" is a has-been and a "spurt" is a drop of water under pressure, so calling oneself an expert should be done with great humility. At the same time, with forty years of experience in the financial service industry, a CFP® designation along with a Master’s of Financial Planning from the College of Financial Planning, countless CE classes, and hundreds of clients every year for years, I believe I am qualified to have a perspective and opinion on a wide variety of Financial Planning and Money Management issues.
As investors review the third-quarter report, I would suggest a good time to think about the effects of making an emotional response to a financial event. Also, good time to review long term investment objectives and risk-reward strategy, not short-term paper gains or losses.
Though the terms financial planner and financial advisor are often used interchangeably, I believe in today’s financial world, there is a difference and the difference is important for consumers when engaging with one or the other or possibly both.