Latest Posts

You always remember your first, stock market decline.

Before taking a student loan, be informed, analytical and thoughtful.

Unless changes are made, I believe student loans will have a long-lasting negative effect on our National economy and personal financial security.

Live in Hope

Spend more time thinking and learning on what may be long term trends.

Natural disasters are increasing and so are the costs .

Women are so much stronger and tougher than men.

Taxes - effective, marginal, and GDP

"Weather is your mood. Climate is your personality." Dr. J Marshall Shephard

The sign of a really good book is how much it inspires you to think after you are done reading it.