Money Management
Money management is an important part of long term financial planning. A money management strategy should take into consideration the following:
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Short-term and long-term cash and/or income needs.
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The time horizon for cash and/or income needs.
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Asset allocation options and strategies.
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The desired rate of return compared to asset allocation expected rate of return.
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Tolerance for risk or volatility compared historical risk or volatility of various asset allocations.
I do not manage money in any form. I do provide with information and analysis on your money management objectives including:
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Asset allocation options and strategies.
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Analysis of short-term and long-term cash needs in light of various asset allocation options and strategies.
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Desired return compared to the expected return.
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Acceptance of risk or volatility with current or possible asset allocation strategies.
I do not receive compensation from any investment company or a third-party money manager. At the client’s request, I do provide information on various investment options including fixed annuities, variable annuities, annuities with living benefit riders, immediate annuities, mutual funds, exchanged traded funds, individual stocks, and bonds, investment managers.