Financial Check-Ups

Financial Check-Ups

We have check-ups in all parts of our life; health, vision, dental, car maintenance, to name a few. I believe it is equally important to do so with our finances.  I offer both a Post-Retirement and Pre-Retirement check-upsBoth check-ups cover all areas of financial planning, however, they emphasize specific questions or concerns related to either Post-Retirement or Pre-Retirement.  You can also add questions or concerns to the check-list.  

Common Post-Retirement questions include

  • Will, I/our income last throughout retirement? 
  • Does my/our investment strategy meet my/our long-term income objectives? 
  • What are the options to increase my/our income or decrease my/our expenses? 
  • Am I/we adequately addressing our risk management issues?
  • What are my/our estate objectives?  Do I/we have the necessary estate planning documents and do my/our property and account registrations along with beneficiary designations reflect my/our estate objectives? 
  • Am I/we prepared for future health issues and are there options or strategies I/us should consider?  
  • Am I/we being tax efficient in with our investment strategy?  

Common Pre-Retirement questions include

  • When can I/we retire and how much income will I/we need? 
  • What are my/our sources of retirement income? 
  • Will my/our investment strategy enable me/us to accumulate the necessary funds to retire comfortably and what other options or strategies are available to me?  
  • How do I/we balance retirement with other financial objectives such as the education of a child, travel or a different residence? 
  • Have I/we adequately addressed risk management issues?  What happens if I/we are unable to work?  Do I/we have financial dependents and have I/we adequately addressed this risk?
  • Do I/we need an estate plan?  Do I/we have the necessary estate planning documents and do my/our property and account registrations along with beneficiary designations reflect my/our estate objectives?   
  • Am I/us prepared for future health issues and are there options or strategies I/us should consider?  
  • Am I/we being tax efficient in with our investment strategy? 

Upon request, I will send you client engagement forms along with the information needed for the check-up.  I then suggest a brief phone conversation to answer any questions you may have, discuss any specific objectives you may have and I provide an estimate of time and fees.  Normally the billing range is from 2-6 hours and I charge $150 per hour.  Upon the return of all the forms, we schedule a meeting or phone conference.  For meetings, I am regularly in four urban areas, Tucson, AZ, Big Sky/Bozeman, MT, Minneapolis, MN, Portland,OR.

To start the process, contact me today.  Click here for information on Fees & Services.